Get data on important well being advantages, pre-existing situations, and preventive care


Printed on September 12, 2019

All Market plans cowl important well being advantages, pre-existing situations, and preventive care. That is true for all plan classes (all “metallic ranges,” together with Catastrophic plans) and all plan sorts (like HMO and PPO). Beginning November 1, 2019, you possibly can enroll in or renew a plan for 2020, so you possibly can proceed to get these advantages.

What are important well being advantages?

  • Important well being advantages cowl physician’s visits, prescriptions, hospitalizations, being pregnant, and extra. See the total checklist.
  • These advantages are coated by all Market plans. Particular companies coated in every broad profit class could range based mostly in your state’s necessities.

Is remedy for my pre-existing situation coated?

  • All Market plans should cowl remedy for pre-existing medical situations. This implies no insurance coverage plan can reject you, cost you extra, or refuse to pay for important well being advantages for any situation you had earlier than your protection began.
  • In the event you’re pregnant whenever you apply, an insurance coverage plan can’t reject you or cost you extra due to your being pregnant.

Are preventive well being companies included with Market protection?

  • Market plans cowl a set of preventive companies, like pictures and screening exams, that are free to you when delivered by a health care provider in your plan’s community.
  • There are 3 units of free preventive companies for adults, girls, and youngsters. Try the lists right here.

Notice: Well being plans can supply different advantages, like imaginative and prescient, dental, or medical administration packages for a particular illness or situation. You’ll see precisely what every plan presents whenever you evaluate on HealthCare.gov.

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