Fetch Rewards vs. Ibotta - Which Is Higher for Grocery Rebates?

With inflation touching each side of individuals’s lives, particularly the price of important items like groceries, it’s no surprise there’s a surging curiosity in grocery rebate apps. I’ve been utilizing them for years, and I by no means buy groceries with out my useful record of rebates queued and able to go. 

My two favorites are Ibotta and Fetch Rewards. Utilizing Ibotta earns me anyplace from $5 to $20 in money again on any given grocery journey. And Fetch Rewards scores me loads of reward playing cards handy out throughout the holidays.

However there are strengths and weaknesses to every app, which is why I draw on the most effective options of every to avoid wasting essentially the most cash.

Key Options

The options that matter in a purchasing app are those that assist you to save time and money. Rebate apps work in another way than coupons: As a substitute of saving you cash upfront, they return you cash after your buy. However money again nonetheless quantities to the identical factor in the long run, and who doesn’t love extra money of their pocket?  

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Variety of Rebates

The entire level of purchasing with a rebate app is to attain money again in your purchases, whether or not meaning loading your grocery cart with fruit and veggies or snagging a brand new pair of sneakers at an internet retailer. So the extra shops and types a cash-back app supplies rebates for, the higher it ranks.

Fetch Rewards’ Rebates

The first approach you earn rebates with Fetch Rewards is thru shopping for particular gadgets from a present record of particular affords or from partnered manufacturers. In change for purchases, Fetch Rewards provides you factors you finally redeem for cash-valued rewards. Each 1,000 factors is about equal to $1. 

For instance, on their record of particular affords, they’ve had rewards of 1,250 factors for purchasing a 20-ounce Spark-flavored Mountain Dew and 800 factors for purchasing Sargento shredded cheese. 

However they aren’t all the time that many factors. Generally, you don’t get many. For instance, at one level, you would earn 10 factors for each $1 spent on Ben & Jerry’s ice cream or 5 factors for each $1 spent on Yoplait yogurt. 

Presently, Fetch Rewards companions with over 500 international manufacturers. So it’s properly stocked with rebate alternatives. The one downside is there’s no list-making function that will help you plan your purchasing journey. So if you would like a rebate on yogurt, you must bear in mind to succeed in for Yoplait and never Dannon whenever you’re on the retailer. 

That can assist you bear in mind, make a notation in your purchasing record. I all the time make my record with a smartphone app like AnyList. That approach, flipping between coupon, rebate, and purchasing record apps is handy whereas on the retailer.

Ibotta’s Rebates

Quite than earn on manufacturers usually, Ibotta’s rebates are for particular person merchandise. So that you search by means of their record of accessible rebates earlier than you buy groceries and clip the rebates you need to use. Sometimes, you'll have to look at brief movies to unlock the rebate. You then match the rebate to the product in-store or on-line, relying on the way you’re doing all of your purchasing.

At any given time, Ibotta affords tons of of lively grocery rebates, which run the gamut from $0.10 money again on any model of walnuts to $9.50 again on Blue model cat meals. You should utilize lots of the rebates a number of occasions, generally as much as 5 occasions per receipt.

Moreover, Ibotta works in over 2,000 retail chains, eating places, film theaters, comfort shops, dwelling enchancment facilities, pet shops, and pharmacies nationwide — each in-store and on-line. And Ibotta incorporates a browser extension that allows you to earn money again on non-grocery purchases. (It's also possible to do non-grocery purchasing by means of your cellphone.) 

That provides as much as 1000's of cash-back alternatives.

Ease of Incomes Money Again

Saving cash shouldn’t require hours of your time. In any other case, it’s probably not saving you something. In spite of everything, time is cash. So if a purchasing app takes an excessive amount of time funding — from scanning for rebates to importing receipts and matching bar codes — simply to earn you $0.10 money again, it may not be well worth the effort. 

Fetch Rewards’ Ease of Incomes Money Again

Fetch Rewards couldn’t be less complicated in relation to incomes money again. There aren't any affords to unlock, coupons to clip, or bar codes to scan. 

Merely open the app in your smartphone, faucet the orange button with the digicam icon on the underside menu, and take an image of your receipt, ensuring to seize the date, title of the shop, and buy complete. You may take a number of snaps if the receipt is lengthy. Whenever you’re completed, faucet Submit and the app instantly begins scanning your receipt for out there rewards.

If it finds any, it routinely credit your account with no matter quantity of factors your purchasing journey earned. Even when there aren't any partnered manufacturers in your receipt, each receipt earns 25 factors with Fetch Rewards. So it’s price it to maintain receipts from anyplace you’ve shopped or dined till after you’ve scanned them into the Fetch Rewards app.  

To make the method tremendous easy, acquire your receipts in a single place, then scan them as soon as per week. You may put a examine mark on those you’ve scanned so that you don’t by accident double-scan, although Fetch Rewards will let you already know should you scan a reproduction receipt. 

It's also possible to join your e mail and Amazon accounts to the app, and it'll scan your e-receipts for any out there affords. 

Whenever you faucet the orange receipt-scan button, a blue button additionally seems for e-receipts. However you could enter your e mail and Amazon account information in your account profile to have your different e-receipts scanned. 

There are two methods to work together with Fetch. You may look by means of the app forward of your purchasing journey to see what rebates can be found and plan your purchases round them, or you may store as normal and scan your receipt whenever you’re accomplished. You’ll get no less than 25 factors for a qualifying bonus receipt scan somehow, and even simply purchasing as normal, it’s not unusual to attain offers on the merchandise you already purchase. 

Ibotta’s Ease of Incomes Money Again

The Ibotta app is extra difficult to make use of than Fetch Rewards, however that is partly as a result of it has extra options. Plus, your earnings can add up a lot quicker, thereby making it probably well worth the effort.

As a result of you may store on-line with Ibotta, it could actually monitor you digitally, thus eliminating the necessity to add receipts usually. Nonetheless, meaning you could store by means of both the smartphone app or the browser extension to get credit score to your purchasing journey.

Alternatively, you may hyperlink retailer loyalty playing cards to the app. Then, everytime you store in-store, the system tracks your purchases by means of your loyalty card. Whenever you store at Walmart or Goal, neither of which has loyalty playing cards, Ibotta may monitor your purchases, each in-store and on-line, whenever you hyperlink your Goal and Walmart accounts and pay utilizing a linked debit or bank card.  

And naturally, you too can scan receipts the old school approach. I nonetheless have to do that after I store at some grocery shops which have neither loyalty playing cards nor on-line accounts, akin to Complete Meals. 

All these options are simple to make use of, so no complaints there. Probably the most tough factor about Ibotta is that it may be time-consuming to undergo the entire record of present rebates to seek out ones you should use on any given purchasing journey. Then you'll have to look at movies to unlock them. The entire course of can take anyplace from half-hour to an hour.

Moreover, whilst you’re purchasing, you must watch out with Ibotta’s rebate affords as a result of they’re typically very particular — akin to for a precise measurement or taste. I’ve missed out on a rebate for purchasing the flawed measurement or model. 

For those who’re purchasing in-store, the cellular app has a bar code scanner so you may make sure you’re buying the right product. If it’s proper, the scanner will say, “Supply Matched.” 

You don’t have that possibility when purchasing on-line. Nonetheless, Ibotta’s browser extension comes with additional performance. For instance, after I order my groceries from Walmart, a inexperienced or crimson field highlights gadgets with an out there Ibotta rebate. Inexperienced lets me know I’ve already clipped and saved the rebate, whereas crimson warns me I nonetheless must. 

However these additional problems include much more options and choices for incomes money again.

Extra Money-Again Alternatives

Each Ibotta and Fetch Rewards are primarily grocery purchasing apps. Nonetheless, every additionally affords methods to earn rewards in different purchasing classes and thru avenues apart from rebates on particular person purchases — as a result of who wouldn’t love extra methods to earn money again on the stuff you purchase anyway? 

Fetch Rewards’ Extra Money-Again Alternatives

Not like Ibotta, Fetch Rewards has no on-line purchasing possibility. It solely scans paper and digital receipts. And it’s largely restricted to cash-back affords for typical grocery gadgets like meals, private care, cleansing merchandise, and beer and wine. 

Nonetheless, you too can earn rewards factors on eating with Fetch Rewards. It affords money again from a daily rotation of fast-food chains, together with Arby’s, Wendy’s, and Burger King. It additionally affords rebates on informal eating at eating places like Chipotle, Panera, and T.G.I. Friday’s.

It's also possible to stage up your incomes energy by becoming a member of model golf equipment. These are manufacturers you may earn bonus factors with for hitting sure spending targets or shopping for particular merchandise. For instance, the PepsiCo Tasty Rewards Membership earns you bonus factors on all Pepsi-partnered merchandise, together with manufacturers like Frito-Lay, Tazo, Starbucks, and Rold Gold. 

Now and again, Fetch Rewards sponsors sweepstakes in which you'll win 1000's (and even tens of 1000's) of bonus factors in change for doing issues like referring family and friends or posting photos of your reward scores for uploaded receipts to social media.

Moreover, Fetch Rewards recurrently options sign-up bonuses providing anyplace from 2,000 to 4,000 factors ($2 to $4) to new customers.

Or use your smartphone to go to Fetch Rewards now and obtain the app to obtain a bonus of three,000 factors whenever you enroll. 

Ibotta’s Extra Money-Again Alternatives

Though Ibotta is primarily often known as a grocery rebate app, its browser extension and smartphone purchasing instruments let it compete on par with rebate instruments like Rakuten, Honey, and Capital One Procuring.   

As with these different on-line purchasing extensions, whenever you go to on-line retailers and activate the browser extension, you get a sure share of money again to your on-line purchases. If utilizing your smartphone, you open the app, then choose the On-line Procuring button from the house display screen. From there, you select the retailer you need. So long as you keep inside the Ibotta app, you’ll get credit score to your purchasing journey. 

Moreover, the Ibotta browser extension compares costs throughout retailers to make sure you’re getting the most effective deal. And it helps you to maintain tabs on value by saving an merchandise so you may monitor how its value fluctuates over time and purchase it when it reaches a value you’re comfy with.

Relating to grocery bonuses, Ibotta recurrently affords bonus money again for making multiple-product purchases from single manufacturers. For instance, they’ve provided a $0.50 cash-back bonus should you purchase one bundle of gluten-free Oreos and one bundle of gluten-free Good Thins crackers collectively on the identical receipt. And that’s on high of the $0.75 cash-back rebate for the Oreos and $0.75 cash-back rebate for the Good Thins you’d already get.

In addition they supply bonuses for redeeming a sure variety of rebates inside a set time-frame. For instance, they typically supply a Weekend Warrior bonus the place you may earn $3 should you redeem 10 rebates inside the weekend (which generally begins on Thursday and ends early Monday morning). 

Moreover, you may earn a $20 welcome bonus for signing up for Ibotta and redeeming 10 affords, both in-store or on-line inside 14 days of registration (excludes any-brand and any-item affords). It's also possible to earn referral bonuses at any time. Every referral provides each you and the individual you refer a $10 bonus after they redeem their first supply.

Or use your smartphone to go to Ibotta now to obtain the app and obtain as much as 100% money again in your first buy from choose retailers.

Money-Out Choices

From redeeming factors for reward playing cards to downloading chilly, laborious money, every app affords distinct methods to redeem your money again. 

Fetch Rewards’ Money-Out Choices

With Fetch Rewards, you earn factors to your qualifying purchases. As soon as your factors complete provides as much as a sure threshold, normally no less than 3,000 (the equal of about $3, relying on the reward), you may redeem your factors for rewards.

Fetch Rewards doesn’t have a real cash-back possibility. As a substitute, it affords digital reward playing cards. Nonetheless, its reward card choices are fairly in depth.   

For instance, a number of the reward playing cards Fetch Rewards affords embody:

  • Retail: Amazon, eBay, Goal, and Walmart
  • Eating places: Applebee’s, Olive Backyard, Panera, Starbucks, and The Cheesecake Manufacturing facility
  • Leisure: AMC Theaters, Apple, Fandango, Google Play, and Stub Hub
  • Well being and Magnificence: Sephora, Spa Finder, and Ulta Magnificence
  • Dwelling and Workplace: Mattress Tub & Past, Finest Purchase, Staples, Workplace Max, and The Container Retailer
  • Style: Specific, Hole, Eternally 21, Scorching Subject, Outdated Navy, and Zappos
  • Journey: Airbnb, Delta Airways, Lodges.com, Princess Cruise Strains, Southwest Airways, and Uber  

However that’s only a tiny sampling. Eventually rely, it had roughly 175 totally different choices. So that you’re more likely to discover a card for nearly each main retailer. And although you received’t be capable to switch money to your checking account, it does supply a money card possibility. 

Along with reward playing cards, Fetch Rewards affords a couple of different restricted redemption choices. You may choose to redeem your factors for {a magazine} subscription or a Fetch Rewards-branded T-shirt, or you may donate to charity.

Ibotta’s Money-Out Choices

Ibotta additionally has a digital reward card possibility. Its choice is equally wide-ranging, though they've barely fewer choices, at nearer to 145. A few of Ibotta’s reward card decisions embody:

  • Eating places: Purple Robin, Outback Steakhouse, Chipotle, Panera, and Starbucks
  • Leisure: Dave & Busters, AMC Theaters, Cinemark Theaters, and Regal Theaters
  • Well being and Magnificence: Tub & Physique Works, Sephora, and Ulta Magnificence
  • Dwelling: Lowes, Dwelling Depot, Wayfair, and The Container Retailer
  • Style: Nordstrom, H&M, Scorching Subject, Purchase Purchase Child, and DSW
  • Journey: Airbnb, Southwest Airways, and Uber   

However one in every of Ibotta’s most important advantages over Fetch Rewards is that it’s a real cash-back app. Whenever you redeem rebates, the app credit your account with actual money. And you'll have that money transferred straight to your financial institution or PayPal account. 

The one downside is that you could attain a $20 minimal threshold to withdraw your earnings. That threshold applies whether or not you’re making use of your reward to a present card or withdrawing money.

The Verdict: Ought to You Select Fetch Rewards or Ibotta?

If you must select just one grocery rebate app because the finest cash-back app, take into consideration what merchandise you recurrently purchase, what shops you normally go to, and the way a lot time you need to decide to reaping the largest rewards.

You Ought to Use Fetch Rewards If…

Fetch Rewards is fast and simple and rewards model loyalty. So, Fetch Rewards could also be for you if:

  • You Don’t Need to Spend a Lot of Time Trying to find Rebates. It’s helpful to know what rebates are on the app earlier than going to the shop. However since there’s nothing to “clip,” you don’t need to spend hours trying to find rebates and constructing your purchasing record. You’ll get no less than 25 factors regardless. 
  • You Routinely Purchase the Similar Manufacturers. The app rewards model loyalty. So if you already know you all the time purchase Ben & Jerry’s ice cream, maintain shopping for it and Fetch Rewards will maintain rewarding you. 
  • You Favor In-Retailer Procuring. Fetch Rewards doesn’t have a lot on-line purchasing performance because it solely capabilities by scanning receipts, although you will get factors for on-line purchases by connecting your e mail account. 

You Ought to Use Ibotta If…

Ibotta is extra time-consuming however has extra rebates and extra methods to earn rewards. So Ibotta could also be for you if:

  • You Favor Real Money Again. If you'd like actual money again and never a digital reward card, Ibotta is the app for you.
  • You Need Extra Rebate Presents. Palms down, Ibotta is the gold customary for grocery rebates. And whereas Ibotta does function largely branded-product rebates, it additionally options an array of any-item rebates. That makes it a really perfect app for customers like me who purchase extra entire meals than processed meals. 
  • You’re an On-line Shopper. Ibotta works whether or not you need to store in-store or on-line. So you may order grocery pickup or supply and nonetheless get all of your cash-back rebates. Or you may run to your neighborhood grocery after which manually add your grocery receipt.
  • You’re an Excessive Couponer. For those who take pleasure in spending quite a lot of time searching for the most effective offers, Ibotta is your app. Since you must unlock and save every rebate you need to use, it may be time-consuming. On the plus facet, for all these true excessive couponers on the market, you may save some huge cash on groceries by matching gross sales to coupons to rebates.

Each Are Nice If…

Fetch Rewards and Ibotta every work in numerous methods, however each include rewards for customers. So each apps are for you if:

  • You Purchase a Lot of Model-Title Merchandise. All of the rebates on Fetch Rewards and most rebates on Ibotta are for brand-name merchandise. So should you purchase quite a lot of packaged meals, you’ll see quite a lot of rewards with both app. But when your grocery record routinely options primarily entire meals, you received’t see as a lot profit from both app.
  • You Love Saving Cash. Who doesn’t love saving cash, proper? Each apps are comparatively easy to make use of. So even should you’re solely incomes a couple of {dollars} right here and there, they are often well worth the small funding of effort.
  • You Don’t Thoughts It Taking a Whereas to See Rewards. It does take a small quantity of effort to scan receipts and seek for rebates. And also you received’t see rewards pile up that rapidly until you’re a real skilled at excessive couponing. I common solely about 5% to 10% money again on any given grocery journey, which quantities to solely about $5 to $20 for each $100 to $200 grocery run.

Last Phrase

In a head-to-head between Ibotta versus Fetch Rewards, Ibotta wins because the extra feature-rich app, together with its higher number of affords, on-line purchasing functionality, extra versatile redemption choices, and extra beneficiant welcome bonus. But there’s undoubtedly one thing to be stated for the way simple it's to make use of Fetch Rewards. 

Thankfully, you don’t have to decide on between the 2. I take advantage of each. There’s no cause you may’t double up your financial savings. And should you put within the effort to arrange a grocery record and scan Ibotta for rebates, the additional few seconds it takes to snap an image and add your receipt to Fetch Rewards is nothing. It simply makes good monetary sense. 

In reality, if you wish to see much more profit out of your money again, do greater than pocket your financial savings. Figuring out I might simply find yourself spending my money again on one thing else, I all the time use my Ibotta rewards for micro-investing. That approach, I take advantage of cash I’d by no means miss to assist develop my long-term financial savings. 

I save up my Fetch Rewards factors all 12 months to purchase reward playing cards throughout the holidays. Since they've so many choices, like Amazon, Goal, and Starbucks, it’s simple to seek out playing cards pals, household, co-workers, and your youngsters’ academics will love. 

Notice that generally you get a nontransferable digital code relatively than a card. However when all else fails, you should use the code for vacation purchasing. 

And that’s tips on how to actually supercharge your money-savings potential utilizing Fetch or Ibotta.

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